Business Details
11 Years
experience
Expert Mortgage Brokers in London
Caplon Property Finance Property Finance is a dedicated mortgage advisory service established in 2015, specialising in complex mortgage scenarios and high-value property finance. Our team, led by qualified advisor Daniel Emerson, provides tailored solutions for residential mortgages, buy-to-let investments, equity release, and large loan mortgages. With a focus on building relationships with clients and lenders, we leverage whole-of-market expertise to secure competitive rates and bespoke financial products. Our approach combines deep market knowledge, creative problem-solving, and a commitment to understanding each client's unique circumstances.We prioritise transparency, offering objective advice that extends beyond headline rates to ensure long-term suitability. Recognised by lenders as a trusted introducer, we also provide mortgage protection services to safeguard clients' investments. Backed by client testimonials highlighting exceptional service and problem-solving capabilities, we serve individuals and property investors across the UK.
Services
Residential Mortgages
Buy-to-Let
Equity Release
Large Loan Mortgages
Mortgage Protection
Details
- Year established: 2015
Highlights and features
- We specialise in complex mortgage scenarios with over 10 years' experience in high-value lending
- Whole-of-market access enables tailored mortgage comparisons beyond standard products
- Bespoke service focusing on long-term financial goals, not just immediate rates
- Comprehensive mortgage protection advice to safeguard family assets
- Proven track record with client testimonials highlighting exceptional service delivery
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent throughout the process
Superb in every aspect
Exceptional service delivery
Prompt and timely fashion
Genuinely kind and trustworthy
Services
Residential Mortgages
We provide tailored residential mortgage solutions for high-value properties and complex financial situations. Our service includes mortgage comparisons, interest-only and offset mortgage options, and joint borrower arrangements. With access to market-leading rates and specialist lenders, we focus on long-term affordability and future flexibility beyond initial headline rates.
Buy-to-Let
Specialist buy-to-let mortgages for first-time landlords, portfolio investors, and limited company borrowers. We handle complex cases including HMOs, semi-commercial properties, and low-yield high-value investments. Our service covers portfolio management strategies and financing options for property investors seeking to expand their rental businesses across the UK.
Equity Release
Tailored equity release solutions for homeowners over 55, including lifetime mortgages and home reversion plans. We provide impartial advice comparing equity release against alternative mortgage products, ensuring clients understand tax implications and estate planning considerations while securing financial flexibility.
Large Loan Mortgages
Specialist financing for mortgages exceeding 5m, handling complex income structures and unique properties. Our expertise includes creating robust applications for clients with multiple income streams, international assets, and sophisticated financial arrangements to meet stringent lender criteria.
Mortgage Protection
Comprehensive protection solutions including life cover, critical illness insurance, and income protection. We tailor policies to match mortgage commitments, ensuring family financial security against unforeseen circumstances while advising on optimal policy structures and ownership arrangements.
People
Daniel Emerson
Founder & Lead Mortgage Advisor
Qualified financial advisor with a Diploma in Mortgage Studies and Equity Release certification. Established Caplon Property Finance Property Finance in 2015 after recognising demand for personalised mortgage solutions. Specialises in complex cases, combining technical expertise with client-focused service to deliver tailored financial strategies.
Questions
What mortgage services does Caplon Property Finance Property Finance specialise in?
We specialise in residential mortgages, buy-to-let investments, equity release for over-55s, large loan mortgages exceeding £5m, and mortgage protection products.
How do you handle complex mortgage applications?
We use our market expertise to create robust applications for complex cases, including multiple income streams, international assets, and unique property types that standard lenders might overlook.
Are your mortgage advisors qualified?
Yes, our lead advisor holds a Diploma in Mortgage Studies and Equity Release certification, with over 10 years' experience in specialist mortgage solutions.
Do you offer equity release advice?
Yes, we provide impartial equity release advice including lifetime mortgages and home reversion plans, always comparing against alternative mortgage products to ensure suitability.
Can you help with buy-to-let property investments?
We offer specialist buy-to-let mortgages for all investor levels, including portfolio landlords, limited company borrowers, and HMO property financing solutions.
How are mortgage protection services structured?
We tailor life cover, critical illness, and income protection policies to match mortgage commitments, ensuring appropriate coverage while advising on optimal policy structures.
