Business Details
Expert Mortgage & Financial Advice in Blyth
Summers Financial Services is a dedicated mortgage brokerage and financial advisory firm with decades of combined experience in property and financial services. Our team specialises in providing tailored mortgage solutions, insurance products, and financial planning advice to meet individual client needs. We operate with transparency, offering impartial guidance without charging clients fees, and are committed to delivering exceptional service through flexible communication channels, including in-person meetings, home visits, and remote consultations.Our expertise spans first-time buyer mortgages, remortgaging, buy-to-let properties, commercial mortgages, and adverse credit scenarios, alongside life insurance, income protection, and building insurance. Regulated by the Financial Conduct Authority, we prioritise client satisfaction and aim to simplify complex financial processes while maintaining the highest standards of professionalism and trust.
Services
Mortgage Brokerage
Life Insurance
Income Protection
Critical Illness Cover
Buy-to-Let Mortgages
Commercial Mortgages
Remortgaging
Adverse Credit Mortgages
Buildings Insurance
Financial Planning
Highlights and features
- We offer over 40 years of combined experience in property and financial services.
- Our whole-of-market mortgage brokerage ensures access to competitive deals.
- We provide impartial advice without charging clients any fees.
- Regulated by the Financial Conduct Authority for professional standards.
- Flexible service options available evenings, weekends, and home visits.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Prompt replies
Tailored mortgage deals
Highly knowledgeable
Long-term trust
Services
Mortgage Brokerage
We provide whole-of-market mortgage brokerage services, tailoring deals to individual client circumstances. Our expertise includes first-time buyer mortgages, remortgaging, buy-to-let properties, commercial mortgages, and adverse credit scenarios. With access to a wide range of lenders, we simplify the application process while ensuring competitive rates and compliance with regulatory standards.
Life Insurance
Our life insurance solutions offer financial protection for dependents, covering mortgage repayments or providing a lump sum upon death. Policies are customised to client needs, ensuring affordability and alignment with long-term financial goals. We guide clients through options to secure appropriate coverage without unnecessary complexity.
Income Protection
Income protection policies safeguard against loss of earnings due to illness or redundancy. We assess client circumstances to recommend coverage that maintains financial stability during unforeseen disruptions. Our advice ensures policies meet individual needs while balancing cost-effectiveness and comprehensive protection.
Critical Illness Cover
Critical illness cover provides a lump sum payment upon diagnosis of specified conditions, offering financial relief for medical expenses or lifestyle adjustments. We help clients select coverage tailored to their health risks and financial obligations, ensuring clarity and support throughout the claims process.
Financial Planning
Our financial planning services encompass retirement strategies, investment advice, and long-term wealth management. By understanding client objectives and risk tolerance, we develop actionable plans to achieve financial security. Regular reviews ensure strategies adapt to changing circumstances and market conditions.
People
Ian Summers
Director
Ian Summers holds CEmap and FPC qualifications, with decades of experience in mortgages and financial services. He specialises in mortgage advisory work, focusing on first-time buyers, remortgaging, and complex cases. His client-centric approach prioritises transparency and tailored solutions.
Clare Summers
Director
Clare Summers brings extensive expertise in financial services, collaborating closely with clients to address mortgage and insurance needs. Her commitment to exceptional service includes flexible availability and clear communication, ensuring clients feel supported throughout their financial journey.
Questions
What services does Summers Financial Services offer?
We specialise in mortgage brokerage, life insurance, income protection, critical illness cover, and financial planning. Our services cater to first-time buyers, remortgagers, and commercial clients.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under number 780042, ensuring compliance with professional standards.
Do you charge fees for your advice?
No, we do not charge clients any fees. Our income comes from mortgage lenders or insurance providers.
Can I arrange appointments outside regular hours?
Yes, we offer flexible appointments during evenings, weekends, or via home visits to accommodate your schedule.
How do you tailor mortgage deals to individual needs?
We assess your financial circumstances, goals, and preferences to recommend competitive mortgage options from our whole-of-market panel of lenders.
