Business Details
Expert Mortgage Advice in Newcastle Upon Tyne
Established as a trusted mortgage advisory service, we combine cutting-edge technology with traditional values of personalised service to deliver tailored financial solutions. Our team of qualified professionals brings decades of collective experience in the mortgage and financial services sector, prioritising individual client needs through mutual trust and understanding. We specialise in helping clients navigate complex mortgage options, including buy-to-let, first-time buyer schemes, and flexible mortgage products. Our commitment to client satisfaction has fostered a reputation for speed and quality, with success rooted in satisfied clients who recommend our services.As an appointed representative of Quilter Mortgage Planning Limited, we operate under the rigorous standards of the Financial Conduct Authority, ensuring compliance and transparency. Our mission is to expand our digital offerings while maintaining the integrity of face-to-face advisory services, all while adhering to UK data protection regulations. With a focus on continuous improvement, we welcome client feedback to enhance our services and maintain our position as industry leaders in mortgage advice.
Services
Buy to Let Mortgages
First Time Buyers
Flexible Mortgages
Offset Mortgages
Remortgages
Self Build Mortgages
Highlights and features
- We have over 30 years of experience in financial and mortgage services.
- Our team consists of qualified and experienced mortgage advisers.
- We provide tailored advice based on individual client circumstances.
- We combine state-of-the-art technology with traditional personalised service.
- Our success relies on client satisfaction and recommendations.
What people say
Expert mortgage advice
Personalised service
30+ years experience
Competitive rates
Professional guidance
Services
Buy to Let Mortgages
Designed for property investors and landlords, these mortgages facilitate purchasing properties to let out. We assess rental income potential and guide clients through tax implications and regulatory requirements. Our expertise ensures clients secure competitive rates aligned with their investment goals.
First Time Buyers
Tailored solutions for first-time homebuyers, including government schemes and low-deposit options. We simplify the process by explaining eligibility criteria, deposit requirements, and long-term affordability to help clients achieve homeownership confidently.
Flexible Mortgages
Flexible mortgages allow overpayments, underpayments, or payment holidays. We explain how these features can reduce interest costs or provide financial flexibility during life changes, ensuring clients understand the terms and conditions involved.
Offset Mortgages
Offset mortgages reduce interest by linking savings or current accounts to the mortgage balance. We demonstrate how this can shorten repayment terms and lower monthly payments, ideal for clients with significant savings.
Remortgages
We assist clients in switching mortgages to better rates or terms without moving homes. Our analysis includes exit fees, new rates, and long-term savings to ensure remortgaging aligns with financial objectives.
People
Paul Knowles
Principal and Mortgage Adviser
Paul Knowles is a qualified mortgage adviser with over 30 years of experience in financial services. He specialises in providing tailored mortgage solutions and operates under the regulatory oversight of the Financial Conduct Authority.
Questions
What types of mortgages do you offer?
We offer buy-to-let, first-time buyer, flexible, offset, and remortgage solutions tailored to individual needs.
How do I start the mortgage application process?
Contact us via phone, email, or our online form to discuss your requirements and receive personalised advice.
Are your services regulated?
Yes, we operate under Quilter Mortgage Planning Limited, authorised by the Financial Conduct Authority.
Do you charge fees for mortgage advice?
Our fees are transparent and discussed upfront; some mortgages may include arrangement fees paid to us by lenders.
Can you help with bad credit mortgages?
We assess individual circumstances and connect clients with lenders offering specialised bad credit mortgage products.
What areas do you serve?
We provide mortgage advice to clients across the UK, with a focus on Newcastle Upon Tyne and surrounding regions.