Business Details
Trusted Mortgage and Insurance Brokers in Shrewsbury
Bee Mortgages has been providing expert mortgage and insurance brokerage services for over two decades, leveraging extensive industry experience to deliver tailored financial solutions. As an Appointed Representative of Mortgage Intelligence Limited, authorised and regulated by the Financial Conduct Authority, we prioritise transparency, compliance, and client-centric service. Our team manages the entire mortgage process from application to completion, offering access to a wide range of lenders and insurance providers while maintaining a commitment to no-fee advice.With a focus on affordability, risk management, and customer education, we ensure clients receive comprehensive guidance aligned with their unique circumstances. Our regulatory oversight by the FCA underscores our dedication to ethical practices and professional standards.
Services
Mortgage Brokerage
Insurance Services
First Time Buyer Advice
Re-mortgaging
Life Insurance
Critical Illness Cover
Income Protection
Highlights and features
- We offer 20+ years of experience in mortgage and insurance brokerage.
- Our no-fee advice model ensures transparency and cost savings for clients.
- Regulated by the Financial Conduct Authority for compliance and trustworthiness.
- We provide access to exclusive mortgage products and a curated panel of insurers.
- Personalised service from application to completion with regular progress updates.
Associations and certifications
- Financial Conduct Authority
What people say
No fees charged
Expert mortgage advice
Personalised service
Regulated by FCA
Smooth process
Services
Mortgage Brokerage
Bee Mortgages offers comprehensive mortgage brokerage services, connecting clients with tailored solutions from a wide range of lenders. Our FCA-regulated advisors provide end-to-end support, from initial affordability assessments to final completion. With access to exclusive deals and a focus on no-fee advice, we ensure clients secure competitive rates aligned with their financial circumstances.
Insurance Services
We provide bespoke insurance solutions, including life cover, critical illness protection, and income replacement plans. Our advisors help clients safeguard against financial risks linked to health, employment, or unforeseen events. Policies are sourced from trusted insurers to ensure coverage for mortgage obligations and household income stability.
First Time Buyer Advice
Specialised support for first-time buyers navigating property purchases, including affordability calculations and mortgage eligibility assessments. We explain loan-to-value ratios, deposit requirements, and government schemes to simplify the home-buying process. Our service includes lender comparisons and step-by-step guidance to secure approval.
Re-mortgaging
Our re-mortgaging service helps clients review existing deals, assess early repayment charges, and identify better rates. We manage the transition process, including redemption statements and legal documentation, to ensure seamless switching. The goal is to reduce monthly payments or release equity while minimising penalties.
Life Insurance
We offer term and decreasing life insurance policies to protect dependants against mortgage debt in the event of death. Policies can be structured as single or joint cover, with options for level or reducing payouts tied to repayment mortgages. Our advisors ensure coverage aligns with clients' long-term financial plans.
People
Stephen Bath
Owner
Stephen Bath is the founder of Bee Mortgages, operating as an Appointed Representative of Mortgage Intelligence Limited. With over 20 years in financial services, he specialises in mortgage brokerage and protection products. His expertise includes navigating FCA regulations and sourcing competitive deals for clients.
Questions
Does Bee Mortgages charge fees for mortgage advice?
No, we provide no-fee mortgage advice, funded by commissions from lenders and insurers.
Are your services available outside Shrewsbury?
Yes, we operate nationwide across the UK, serving clients remotely via phone and email.
How are you regulated?
We are regulated by the Financial Conduct Authority as an Appointed Representative of Mortgage Intelligence Limited.
What insurance products do you offer?
We provide life insurance, critical illness cover, and income protection policies tailored to mortgage needs.
Can you help with re-mortgaging?
Yes, we assist with re-mortgaging by reviewing existing terms, identifying better deals, and managing the transition process.
What accreditations do you hold?
We are authorised and regulated by the Financial Conduct Authority under reference number 305330.
