Business Details
22 Years
experience
Expert Mortgage Brokers in Bournemouth
Rest Assured Mortgages was founded by Rob Ashley, a mortgage industry professional with over two decades of experience in corporate and private mortgage firms. Dissatisfied with the high fees and limited service options available to clients, Rob established the business 18 years ago to provide transparent, cost-effective mortgage solutions. Our core principle is to treat customers fairly, ensuring they receive the most suitable mortgage deals tailored to their individual circumstances. As a whole-of-market broker, we access exclusive products unavailable on the high street, offering clients comprehensive choices without charging broker fees.Our commission-based model ensures clients pay no additional costs, making our service as accessible as direct bank arrangements. Over the years, we have built a strong reputation through word-of-mouth referrals and partnerships with IFAs, solicitors, and estate agents, reflecting our commitment to professionalism, confidentiality, and exceptional service standards. Our daily market checks ensure clients benefit from the latest deals, while our team remains dedicated to guiding clients through every step of the mortgage process with clarity and expertise.
Services
Residential Mortgages
Re-Mortgages
Buy To Let
Debt Consolidation
First Time Buyers
Conveyancing
Life Insurance
Critical Illness Cover
Income Protection
Building & Content Insurance
Details
- Year established: 2004
Highlights and features
- We offer broker-fee-free mortgage advice with no additional costs to clients.
- Our whole-of-market approach ensures access to exclusive mortgage products.
- 18 years of industry experience guiding clients to tailored mortgage solutions.
- Clients benefit from daily market updates and competitive rate monitoring.
- Trusted referrals from satisfied clients and professional partnerships validate our service quality.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
No broker fees
Whole of market
Expert advice
Personalised service
Professional support
Services
Residential Mortgages
We specialise in residential mortgages tailored to individual circumstances, offering competitive rates from the entire market. Our service includes expert guidance on product selection, affordability assessments, and application support. Clients benefit from exclusive deals unavailable on the high street, ensuring cost-effective solutions for first-time buyers, home movers, and re-mortgagers.
Buy To Let
Our Buy To Let mortgages cater to property investors seeking optimal returns. We provide access to specialist lenders, portfolio financing options, and tax-efficient structures. The service includes cashflow analysis, landlord insurance integration, and ongoing portfolio management advice, ensuring clients maximise rental income while meeting regulatory requirements.
Debt Consolidation
We help clients simplify finances through mortgage-based debt consolidation. This service combines multiple debts into a single monthly payment at reduced interest rates. We assess affordability, recommend suitable loan-to-value ratios, and ensure clients understand long-term implications, providing a structured path to financial stability.
Life Insurance
We offer life insurance policies from leading UK insurers to protect clients' financial futures. Our service includes term life, whole-of-life, and critical illness cover options. We provide impartial advice on policy selection, premium comparisons, and underwriting support, ensuring coverage aligns with mortgage obligations and family needs.
Income Protection
Our income protection policies safeguard clients against financial hardship from illness or disability. We offer short-term and long-term cover options with flexible benefit periods. The service includes policy comparisons, claims process guidance, and integration with mortgage repayment plans to maintain financial stability during unforeseen circumstances.
People
Rob Ashley
Proprietor
With over 20 years in mortgage broking, Rob founded Rest Assured Mortgages 18 years ago to address industry gaps in affordability and transparency. He leads a client-focused team, prioritising ethical advice and whole-of-market solutions to deliver tailored mortgage and protection services.
Questions
How does Rest Assured Mortgages differ from high-street banks?
We act as whole-of-market brokers, accessing exclusive products unavailable directly from banks while offering our service at no additional cost through lender commissions.
Are there any hidden fees for your mortgage services?
No, we charge no broker fees. Our income comes solely from lender commissions, ensuring transparent pricing for all clients.
Can you assist with poor credit history mortgage applications?
Yes, we specialise in advising clients with adverse credit histories, working with specialist lenders to find suitable mortgage solutions tailored to individual circumstances.
What areas do you cover for face-to-face appointments?
While based in Bournemouth, we arrange nationwide appointments through our network of advisers, ensuring local access to our services across the UK.
Do you offer insurance products alongside mortgages?
Yes, we provide life insurance, critical illness cover, income protection, and building/content insurance from leading UK insurers as part of comprehensive financial planning.
How do you ensure clients get the best mortgage rates?
We monitor daily market updates, compare thousands of products, and use our whole-of-market status to select optimal deals matched precisely to clients' financial situations.
