Business Details
35 Years
experience
Your Trusted Mortgage Broker in Belfast
Established in 1991, Mortgage Advice Shop has been serving clients across Northern Ireland for over three decades. Our team of expert mortgage advisers combines cutting-edge technology with a personalised approach to deliver tailored mortgage solutions. We prioritise client needs through a bespoke process that considers individual financial circumstances and long-term goals. With access to a vast network of lenders, we secure competitive mortgage deals while maintaining transparency about all associated costs. Our CE-MAP qualified advisors provide ongoing support, including regular mortgage reviews and comprehensive protection insurance options. We operate from three local branches in Belfast, Ballymena, and Portadown, maintaining a strong reputation built on client satisfaction and professional integrity.Our services cater to diverse needs, from first-time buyers to buy-to-let investors, with specialist expertise in complex mortgage scenarios. We differentiate ourselves through innovative digital tools that streamline the mortgage process while preserving the value of face-to-face advisory services. As an FCA-authorised firm, we adhere to strict regulatory standards, ensuring client data protection and ethical business practices. Our commitment to excellence has earned consistent positive feedback from clients who appreciate our stress-free approach and expert guidance.
Services
First-Time Buyer Mortgages
Re-mortgaging
Buy-To-Let Mortgages
Stamp Duty Advice
Income Protection Insurance
Lifetime Mortgages
New Build Mortgages
Mortgage Protection
Mortgage Calculations
Mortgage Reviews
Details
- Year established: 1991
Highlights and features
- We have over 30 years' experience in Northern Ireland's mortgage market
- Our CE-MAP qualified advisors provide personalised mortgage solutions
- We access exclusive deals from 100+ lenders nationwide
- We maintain transparent fee structures with no hidden costs
- Our local branches offer face-to-face support with digital convenience
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Stress-free process
Always available
Highly recommend
Efficient and approachable
Services
First-Time Buyer Mortgages
Specialist mortgage solutions for first-time buyers navigating property purchase. We explain all available schemes including shared ownership and government assistance programs. Our advisors help clients understand stamp duty implications and secure competitive rates tailored to their financial circumstances while ensuring full compliance with lending criteria.
Buy-To-Let Mortgages
Comprehensive guidance for property investors seeking buy-to-let financing. We assess rental income requirements, portfolio management strategies, and tax implications. Our experts connect clients with specialist lenders offering competitive terms for both single property investors and larger portfolios while maintaining regulatory compliance.
Mortgage Protection
Tailored protection packages including life assurance, critical illness cover, and income protection. We help clients understand different policy types and their benefits, ensuring appropriate coverage levels that align with mortgage commitments and personal circumstances while maintaining affordability.
Re-mortgaging
Expert guidance for homeowners seeking better mortgage terms. We analyse current arrangements, assess potential savings, and facilitate switching processes. Our advisors explain different mortgage types including fixed-rate and tracker options while considering early repayment charges and long-term financial benefits.
Mortgage Calculations
Interactive mortgage calculation services using advanced digital tools. We help clients understand borrowing capacity, repayment structures, and interest rate impacts. Our calculators consider income, outgoings, and credit history to provide accurate affordability assessments while explaining key financial metrics.
People
Gillian Bell
Mortgage & Protection Adviser
Experienced mortgage advisor based in Belfast with specialist expertise in residential mortgages and protection insurance. Provides tailored financial solutions while maintaining a client-focused approach to mortgage advisory services.
Laura Caulfield
Mortgage & Protection Adviser
Qualified mortgage advisor serving clients in Ballymena and Broughshane. Specialises in connecting local clients with suitable mortgage products and protection solutions through expert market knowledge and personalised service delivery.
Helen Martin
Mortgage & Protection Adviser
Award-winning mortgage advisor based in Portadown with extensive experience in first-time buyer mortgages. Recognised for exceptional client service, Helen provides expert guidance through complex mortgage processes while maintaining clear communication throughout.
Questions
What mortgage options are available for first-time buyers?
We offer comprehensive guidance on all first-time buyer schemes including shared ownership, government assistance programs, and traditional mortgages with competitive rates tailored to individual circumstances.
How do you help clients find the best mortgage deals?
We access over 100 lenders nationwide, comparing rates and terms to find the most suitable mortgage that matches your financial situation and long-term property goals.
What protection insurance options do you offer?
We provide life assurance, critical illness cover, income protection, and home insurance solutions to protect your mortgage investment and ensure financial security for your family.
Do you charge fees for mortgage advice?
We typically don't charge fees, but in specific cases we may apply a maximum fee of £295 which will be clearly explained before proceeding with your mortgage application.
How can I start the mortgage application process?
Contact us through our website or visit one of our Belfast, Ballymena, or Portadown branches to schedule a consultation with our expert mortgage advisors.
What areas do you serve across Northern Ireland?
We operate from three main branches in Belfast, Ballymena, and Portadown, providing mortgage services to clients throughout Northern Ireland and beyond.
