Business Details
Trusted Financial Advisers in Newport | The Money Partnership
The Money Partnership is an independent financial advisory firm based in Newport, South Wales, dedicated to providing tailored guidance on mortgages, pensions, investments, and protection planning. Established with a commitment to transparency and client-centric service, our team of experienced professionals prioritises clear communication and long-term relationships. We specialise in demystifying complex financial products, offering jargon-free advice that aligns with individual goals. With a focus on education and proactive planning, we empower clients to make informed decisions about property investment, retirement strategies, and wealth protection.Our regulatory compliance with the Financial Conduct Authority underscores our dedication to ethical standards, while our use of advanced management systems ensures efficient service delivery. By combining technical expertise with a down-to-earth approach, we aim to simplify financial decision-making for families and businesses across the UK.
Services
Mortgage advice
Pension reviews
Investment portfolios
Property investment
Protection insurance
Later-life planning
Mortgage capacity reports
Debt consolidation
Retirement strategies
Tax-efficient planning
Highlights and features
- We offer jargon-free financial advice tailored to individual needs
- Our team provides flexible appointment hours including evenings and weekends
- We maintain full transparency with no hidden fees or charges
- Our Sentry management system ensures efficient service delivery and client communication
- We combine technical expertise with a down-to-earth, client-focused approach
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Quick turnaround
Highly professional
Friendly and helpful
Great communication
Services
Residential mortgages
We specialise in residential mortgage advice for first-time buyers, home movers, and remortgagers. Our experts help clients navigate the mortgage process, from initial affordability assessments to final completion. We source competitive deals across the market to match individual circumstances, including specialist options for self-employed applicants and those with credit challenges. Our service includes detailed guidance on deposit requirements, interest rates, and associated costs.
Pension reviews
We offer comprehensive pension reviews to assess retirement readiness. Our advisers evaluate existing pension provisions, recommend tax-efficient strategies, and help clients optimise their retirement income. Services include state pension forecasting, workplace pension analysis, and guidance on consolidating multiple pensions. We provide clear explanations of investment options and help clients make informed decisions about drawdown strategies and annuity choices.
Investment portfolios
Our investment services focus on creating tailored portfolios aligned with clients' risk profiles and financial goals. We offer ongoing portfolio management with regular performance reviews and rebalancing. Services include ISAs, SIPPs, and general investment accounts. We provide education on market risks and opportunities while maintaining transparent fee structures. Our approach combines strategic asset allocation with continuous market monitoring to optimise returns.
Protection insurance
We design protection strategies to safeguard clients' financial security through life insurance, critical illness cover, and income protection. Our advisers assess individual needs to recommend appropriate coverage levels and policy structures. We explain policy terms clearly and help clients understand claim processes. Services include family protection plans and business-specific coverage like key person insurance and shareholder protection agreements.
Later-life planning
Our later-life planning services focus on protecting assets and ensuring financial security in retirement. We provide guidance on care fee planning, lasting power of attorney arrangements, and inheritance tax mitigation strategies. Services include gifting strategies, trust creation, and will writing recommendations. We help clients navigate complex regulations while maintaining compliance with current legislation to preserve wealth for future generations.
People
Geraint
Financial Adviser
Geraint specialises in pension reviews and retirement planning, helping clients understand their options with clear, jargon-free explanations. He focuses on creating tailored strategies that align with individual circumstances and long-term goals.
Mike
Mortgage Adviser
Mike provides expert mortgage advice, assisting clients with residential and buy-to-let financing. He specialises in helping first-time buyers navigate the property market and finding solutions for complex mortgage scenarios.
Dave
Senior Adviser
Dave offers comprehensive financial planning services, with expertise in investment strategies and protection insurance. He works closely with clients to develop holistic plans that address both immediate needs and long-term objectives.
Alice
Client Services Manager
Alice coordinates client services and ensures smooth communication throughout the advisory process. She plays a key role in maintaining the firm's high service standards and client satisfaction levels.
Questions
What mortgage options are available for self-employed applicants?
We offer specialist mortgage solutions for self-employed individuals, assessing applications based on SA302 forms and business accounts. Our advisers help source competitive deals tailored to your specific circumstances.
How can I assess my retirement readiness?
We provide free pension reviews to evaluate your current provisions, projected retirement income, and investment performance, helping you make informed decisions about your retirement strategy.
What protection insurance options exist for businesses?
We offer key person insurance, shareholder protection, and business income protection policies to safeguard against financial losses from critical illness, disability, or death of key personnel.
How does property investment financing work?
We advise on buy-to-let mortgages requiring 20-25% deposits, explaining associated costs, tax implications, and rental income assessments to help build successful property portfolios.
What later-life planning services do you offer?
We provide care fee planning, lasting power of attorney arrangements, and inheritance tax mitigation strategies to protect your assets and ensure your wishes are respected in later years.
