Business Details
22 Years
experience
Your Trusted Mortgage Brokers in Bromsgrove
Established in 2004, Guest Independent Mortgage Advice has built a reputation for delivering tailored mortgage, protection, and insurance solutions. Our founder, Lee Guest, brings over two decades of financial advisory experience since 1998, ensuring clients receive impartial guidance across first and second charge mortgages, buy-to-let portfolios, and protection plans. We prioritise transparency, offering access to a comprehensive range of products from the entire market, excluding direct-only deals. Our processfrom initial fact-finding to completionis designed to simplify complex financial decisions while maintaining open communication. With a focus on long-term client relationships, we provide ongoing support for mortgage reviews, capital raising, and life insurance planning.Our team, including experienced adviser Nikki, ensures every client receives personalised attention, as evidenced by testimonials praising our seamless service and stress-free approach. Regulated by the Financial Conduct Authority, we adhere to strict compliance standards while offering unregulated services like will writing through trusted specialists. Our expertise extends to self-build projects, commercial loans, and income protection, making us a one-stop advisor for diverse financial needs. Client satisfaction remains paramount, with a commitment to no hidden fees or marketing misuse of personal data. Over 18 years, we've helped clients secure competitive deals, navigate regulatory requirements, and achieve financial stability through bespoke solutions.
Services
Mortgages
Protection Plans
Insurance Advice
Mortgage Rate Review
Capital Raising
Buy-to-Let
Second Home
Self-Build
Loans
Commercial
Details
- Year established: 2004
Highlights and features
- We offer independent mortgage advice across the entire market since 2004
- Our team provides tailored protection plans alongside mortgage solutions
- We specialise in complex cases including self-build and commercial mortgages
- Clients benefit from our transparent process with no hidden fees
- Proven track record of securing competitive deals for long-term clients
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional and helpful
Hassle-free process
Highly recommend
Amazing team
Services
Mortgage Advice
We provide independent mortgage advice covering residential, buy-to-let, and commercial properties. Our experts compare products across the entire market to find competitive rates tailored to your financial situation. With specialist knowledge in self-build projects and capital raising, we guide clients through every stage from initial application to completion.
Protection Plans
Our protection services include life cover, critical illness, and income protection tailored to individual needs. We assess existing coverage and recommend appropriate policies to safeguard against unforeseen circumstances. These plans ensure financial security for dependants while maintaining compliance with regulatory standards for regulated products.
Insurance Advice
We offer comprehensive insurance guidance including buildings, contents, and landlord policies. Our advisors help customise coverage options with additional benefits like home emergency and legal expenses cover. We ensure clients understand policy terms and select appropriate protection levels for their property investments.
Mortgage Rate Review
Our mortgage rate review service evaluates existing arrangements to identify better deals. We assess whether remortgaging or staying with current lenders proves more beneficial, considering exit fees and new terms. This service helps clients optimise their mortgage arrangements at key transition points.
Buy-to-Let
Specialist buy-to-let mortgage advice covers portfolio building and property investment strategies. We explain tax implications, rental income considerations, and lender requirements for multiple properties. Our service supports landlords in securing appropriate financing while navigating regulatory frameworks.
People
Lee Guest
Founder & Mortgage Adviser
With over 25 years' experience since 1998, Lee established the company in 2004 to provide impartial mortgage advice. He specialises in complex cases and maintains direct client communication throughout the process.
Nikki
Mortgage Adviser
Nikki supports clients with mortgage applications and protection planning, maintaining regular communication throughout the process. She has been instrumental in multiple successful property transactions for repeat clients.
Questions
What mortgage types do you advise on?
We cover residential, buy-to-let, commercial, self-build, and second charge mortgages, excluding direct-only deals. Our advisers compare products across the entire market to find suitable options.
How do you charge for mortgage advice?
Our advice is typically fee-free as we receive commission from lenders. Any specific charges would be clearly disclosed before proceeding with your case.
Can you help with mortgage protection plans?
Yes, we offer life cover, critical illness, and income protection tailored to mortgage requirements. We assess existing coverage to recommend appropriate additional protection.
Are you regulated by the Financial Conduct Authority?
Yes, we are authorised and regulated by the FCA for mortgage and protection advice. Unregulated services like will writing are clearly identified with appropriate disclaimers.
How long does the mortgage process take?
Typical processing takes 4-8 weeks depending on complexity. We provide regular updates and maintain communication with all parties to ensure timely completions.
