Moneywise Mortgages

Our Expertise in Home Finance

Moneywise Mortgages Limited is a dedicated team of mortgage advisors and insurance brokers based in Buckie, Moray. We work with clients throughout the Highlands of Scotland and beyond, assisting them with all aspects of homeownership.

Understanding Your Needs

Whether you're a first-time buyer or looking to remortgage your existing property, our experienced advisors take the time to understand your individual needs and goals. We carefully assess your financial situation, preferences, and aspirations to find the perfect mortgage solution for you.

Comprehensive Mortgage Services

We offer a comprehensive range of mortgage products and services, including:

• Standard Variable Rate Mortgages: Flexible repayment option with interest rates that can fluctuate.
• Fixed Rate Mortgages: Secure and predictable interest rate offers stability and peace of mind.
• Tracker Mortgages: Benefit from low initial rates that track the Bank of England base rate.
• Cashback Mortgages: Receive a cash payment at completion to reduce your overall borrowing cost.
• Offset Mortgages: Link your mortgage to your savings account, reducing interest charges.
• Buy to Let Protection: Secure your investment with additional coverage against potential risks.

Beyond Mortgage Solutions

At Moneywise Mortgages Limited, we understand the importance of holistic financial planning. We offer a range of additional services to complement our mortgage services, including:

• Life assurance: Secure your family's financial future in the event of death.
• Critical illness insurance: Get financial support if diagnosed with a serious illness.
• Income protection: Maintain financial stability in the event of unexpected unemployment.
• Household insurance: Protect your home from unforeseen events such as fire, flood, or theft.

Partnering with You Every Step of the Way

From initial consultation to completion and beyond, our dedicated team is with you every step of the way. We guide you through the entire process, providing clear explanations and answering your questions. Our goal is to make your journey towards homeownership or remortgaging as smooth and stress-free as possible.