Business Details
29 Years
experience
Your Trusted Mortgage Broker in Kettering
Established in 1997, The Mortgage Store has built a reputation as a trusted mortgage advisory service in Kettering. With over three decades of combined experience, our team specialises in sourcing tailored mortgage solutions for diverse client needs, including first-time buyers, self-employed individuals, and those with adverse credit histories. We prioritise impartial advice, ensuring recommendations align solely with client interests rather than commercial considerations. Our expertise extends to mortgage protection policies, offering comprehensive choices from the entire market to secure optimal coverage.We maintain strong relationships with lenders, solicitors, and estate agents, enabling rapid progress updates and efficient transactions. Flexible appointment times, including evenings and weekends, ensure accessibility for all clients. Our commitment to transparency, evidenced by no hidden fees and clear communication, underscores our dedication to client satisfaction and long-term trust.
Services
Mortgage Advice
Remortgage Solutions
First Time Buyers
Self-Employed Mortgages
Adverse Credit Support
Buy to Let
Mortgage Protection
Solicitor Referrals
Rapid Updates
Flexible Appointments
Details
- Year established: 1997
Highlights and features
- We have over 30 years of experience in mortgage advisory services.
- Tailored mortgage protection policies from the entire market.
- Impartial advice based solely on client needs.
- Flexible appointment times including evenings and weekends.
- Rapid progress updates through established lender networks.
Associations and certifications
- Financial Conduct Authority
What people say
Highly recommend
Professional service
Stress-free process
Excellent communication
Knowledgeable team
Services
Mortgage Advice
Our mortgage advisory service offers expert guidance tailored to individual financial circumstances. We specialise in finding bespoke solutions for first-time buyers, remortgagers, and clients with complex needs. With access to a wide range of lenders, we ensure competitive rates and terms that align with your goals. Our impartial approach guarantees recommendations focused solely on your best interests.
Remortgage Solutions
We provide tailored remortgage solutions to help clients secure better rates or release equity. Our team navigates the market to identify deals that match your current financial situation and long-term objectives. By leveraging established lender relationships, we streamline the process, ensuring a smooth transition with minimal disruption to your existing arrangements.
Mortgage Protection
Our mortgage protection services include life and critical illness cover designed to safeguard your investment. We offer a comprehensive selection of policies from across the market, ensuring you find coverage that aligns with your needs. Unlike one-size-fits-all approaches, our tailored options provide flexibility and peace of mind for you and your family.
Self-Employed Mortgages
We specialise in mortgages for self-employed individuals, including freelancers and business owners. Our expertise in handling complex income structures ensures accurate assessments that reflect your true financial position. We work with lenders who understand non-traditional income streams, making the process straightforward and accessible.
Adverse Credit Support
Our adverse credit support helps clients with past financial challenges secure mortgage approval. We partner with lenders who consider individual circumstances beyond credit scores, focusing on current financial stability. Through personalised strategies, we rebuild mortgage eligibility, offering pathways to homeownership even after setbacks like missed payments or county court judgments.
People
Ian Wilson
Director
The Mortgage Store has provided mortgage advice for over 30 years, specialising in bespoke solutions for clients rejected elsewhere. As the face of The Mortgage Store since 1997, he combines deep industry knowledge with a commitment to client-centric service. His expertise spans complex cases, including self-employed and adverse credit mortgages.
Lynn Cartwright
Personal Assistant
Lynn Cartwright has over 15 years of experience in financial services, supporting mortgage processing and office operations since 2015. Her organisational skills ensure efficient service delivery, while her client-focused approach maintains high satisfaction levels. She plays a key role in managing day-to-day client interactions and administrative workflows.
Questions
What mortgage services do you offer?
We provide a full range of mortgage services including first-time buyer mortgages, remortgaging, buy-to-let, self-employed mortgages, adverse credit support, and mortgage protection policies.
Are your mortgage advisors regulated?
Yes, The Mortgage Store is authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict professional standards and consumer protection requirements.
Do you charge for initial mortgage consultations?
No, we offer free initial consultations and mortgage agreement in principle checks, with a £299 fee applicable only upon submission of a full mortgage application.
Can you help with complex mortgage cases?
Yes, our team specialises in complex cases including adverse credit histories, self-employment, and unique financial circumstances, leveraging extensive lender relationships to find suitable solutions.
What areas do you serve?
Based in Kettering, we serve clients across Northamptonshire and surrounding areas, providing mortgage solutions tailored to local market conditions and client needs.
How quickly can you process a mortgage application?
While timelines vary, our established lender relationships enable rapid progress updates, with some clients receiving mortgage offers within two weeks of initial consultation.
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