Business Details
25 Years
experience
Your Trusted Mortgage Broker in Edinburgh
Established in 2001, we are a trusted mortgage brokerage based in Edinburgh, dedicated to providing tailored mortgage solutions for first-time buyers, landlords, and self-employed individuals. Our team of experienced professionals is authorised and regulated by the Financial Conduct Authority, ensuring the highest standards of service and compliance. We offer access to a comprehensive range of mortgage products from all major lenders across the UK, including specialist options such as Shared Equity Mortgages and Parent Protected Gifted Deposits. Our commitment to transparency means clients benefit from competitive rates without hidden fees or broker charges. With over 15 years of local expertise and a track record of assisting more than 3,000 clients, we prioritise clear communication and personalised support throughout the entire mortgage process.Our services extend beyond mortgages, encompassing insurance solutions to provide holistic financial security. Positive client testimonials highlight our professionalism, efficiency, and ability to navigate complex scenarios, including remortgaging and buy-to-let portfolios. We maintain offices in Edinburgh and Glasgow, serving clients nationwide with a focus on delivering value-driven outcomes. Our online tools, including a mortgage calculator and application portal, streamline the process while maintaining a human-centric approach. As an FCA-regulated firm, we adhere to rigorous quality checks, ensuring clients receive reliable, compliant advice tailored to their unique circumstances.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Remortgage Services
Shared Equity Mortgages
Landlord Gifted Deposits
Parent Protected Deposits
Self Employed Mortgages
Insurance Solutions
Mortgage Calculators
Online Applications
Details
- Year established: 2001
Highlights and features
- We are FCA-regulated, ensuring compliance and client protection.
- We offer access to all UK mortgage lenders and products.
- Our team has over 15 years of local Edinburgh expertise.
- We provide transparent pricing with no broker or client fees.
- We specialise in complex cases like self-employed mortgages and gifted deposits.
Associations and certifications
- Financial Conduct Authority
What people say
Very good and professional
Quick to sort everything out
Best mortgage deal matched
Painless first mortgage
Expertise in unusual scenarios
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process with tailored advice and competitive rates. Our team simplifies paperwork, explains options clearly, and ensures a stress-free experience. Clients benefit from access to exclusive deals and support with government schemes like Help to Buy.
Buy to Let Mortgages
Our buy-to-let mortgages cater to landlords seeking competitive terms and flexible repayment options. We provide market insights, portfolio management strategies, and assistance with tax-efficient structures. Clients receive dedicated support for both single-property investors and larger portfolios.
Shared Equity Mortgages
We facilitate shared equity mortgages, enabling buyers to purchase homes with smaller deposits by partnering with equity providers. Our experts explain eligibility criteria, manage applications, and negotiate terms to reduce upfront costs while maintaining affordability.
Parent Protected Deposits
Our Parent Protected Deposit service allows families to gift deposits without risking their funds. We connect clients with lenders offering secure, compliant solutions, ensuring gifts don't impact parental finances while helping buyers enter the market.
Self Employed Mortgages
We assist self-employed individuals in securing mortgages by presenting income documentation effectively to lenders. Our team understands complex financial scenarios, offering bespoke advice to maximise approval chances and secure competitive rates.
Questions
What types of mortgages do you offer?
We provide first-time buyer, buy-to-let, remortgage, shared equity, and specialist mortgages, including options for self-employed individuals and gifted deposits.
Are there any broker fees?
No, we charge no broker or client fees. Our services are funded by lenders, ensuring transparent, cost-effective solutions for clients.
How can I check my mortgage eligibility?
Use our online mortgage calculator or complete our application form to receive a decision in principle from our team.
Do you offer insurance products?
Yes, we arrange insurance solutions alongside mortgages, including life and property coverage, to provide comprehensive financial protection.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (registration number 607257), ensuring compliance and client safeguards.
Can you help with complex mortgage scenarios?
Yes, we specialise in handling unique cases, including self-employed applicants, buy-to-let portfolios, and non-standard deposit arrangements.
