Business Details
11 Years
experience
Trusted Mortgage Brokers in Neath | JBM Mortgage Brokers
JBM Mortgage Brokers is a dedicated mortgage advisory firm established in 2015, operating from Neath, Wales. Our team of FCA-regulated professionals specialises in sourcing tailored mortgage solutions for new build properties, remortgaging, buy-to-let investments, and equity release. With access to hundreds of mortgage products across the market, we prioritise client needs by offering impartial advice and transparent fee structures. Our expertise extends to government-backed schemes like Help to Buy Wales, ensuring clients receive competitive rates and personalised guidance.We maintain strong relationships with lenders to secure deals aligned with individual financial circumstances, including properties requiring renovation. Our commitment to client education and long-term support has earned consistent positive feedback, reflecting our focus on building trust through professional integrity and measurable results.
Services
Buy to Let Mortgages
Remortgage Services
New Build Houses
Help to Buy Wales
Equity Release
Protection Insurance
Details
- Year established: 2015
Highlights and features
- We are FCA-regulated for professional accountability and client protection
- We offer access to hundreds of mortgage products across the market
- Our team provides transparent fee structures and impartial advice
- We specialise in government-backed schemes like Help to Buy Wales
- We maintain strong lender relationships for competitive renovation mortgage deals
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Expert mortgage advice
Personalised approach
Competitive deals
Services
Buy to Let Mortgages
We specialise in buy-to-let mortgages requiring larger deposits, offering access to lenders who accommodate renovation properties. Our FCA-regulated team provides impartial advice on rental yield assessments and stamp duty implications. Clients benefit from competitive deals tailored to investment property needs.
Remortgage Services
Our remortgaging service helps clients reduce payments by switching lenders or adjusting loan terms. We assess equity positions and loan-to-value ratios to secure better rates. Expert guidance covers redemption penalties and borrowing additional funds for property improvements.
New Build Houses
We facilitate mortgages for new build properties through partnerships with developers like Persimmon Homes. Services include energy efficiency mortgage options and assistance with modern construction warranties. Clients receive tailored advice on pricing assurance and chain-free purchases.
Help to Buy Wales
Our team provides expert guidance on the Help to Buy Wales scheme, offering shared equity loans up to 20% of property value. We assist with eligibility criteria, deposit requirements, and repayment structures for first-time buyers and home movers.
Equity Release
We offer equity release solutions for homeowners seeking to unlock property value. Our FCA-regulated advisors explain lifetime mortgage options and inheritance implications. Clients receive transparent fee disclosures and tailored repayment strategies.
Questions
What mortgage types do you offer?
We provide buy-to-let, remortgage, new build, equity release, and Help to Buy Wales mortgages through FCA-regulated providers.
Are your services FCA-regulated?
Yes, we operate as an appointed representative of The Right Mortgage Limited, authorised and regulated by the Financial Conduct Authority.
Can you help with renovation mortgages?
Yes, we access lenders offering mortgages for properties requiring renovation or non-habitable conditions.
Do you charge fees for mortgage advice?
A fee may apply depending on your circumstances, disclosed upfront before any advisory services commence.
What areas do you cover?
We primarily serve clients across Wales, with a focus on Neath and surrounding regions.
